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Retirement Headlines news What Your Lifestyle Means To Your Investing Strategy
What Your Lifestyle Means To Your Investing Strategy Richard Kirby One of the biggest rewards of long term investing is the opportunity for you to support the stocks you purchase. Unlike day trading you are holding on to a piece of a company that most of the time you can personally support. Here are a few tips on supporting your portfolio. The first step in investing to your lifestyle is to make a list of possible stocks according to the ... Ten Things You Might Not Have Known About Social Security
Ten Things You Might Not Have Known About Social Security By Ken Morris Social Security is a lot like the ozone layer--we all know it’s there now and we count on it being there in the future. Yet most people don’t know much more about it than that. Here’s a short list of interesting facts about Social Security. (1) Social Security benefits do not automatically start coming in the mail the first day of Normal Retirement Age. They ... Money Saving Advice
Money Saving Advice By Alastair Taylor This article contains a list of money saving and investment tips. They are in no particular order and just appear as the author thinks of them Credit cards can be a great money saving vehicle, as long as you pay them off on time. If you purchase an expensive item on the first of the month, then typically you will have 30-60days before you start paying interest on the purchase. This gives your hard earned cash a ... Feathering Your Retirement Nest
Feathering Your Retirement Nest By Ken Morris What will you look for as you approach your “golden” years? Will it be an affordable condo on the golf course with room for the grandchildren to visit? Must it be close to friends and family or new “senior” friends living close by? Should it be near good medical facilities? The average householder 65 or above earns only two-fifths as much as earners age 45-54 (who are at their peak earning years). Even ... What Roth Hath, Traditional Hath Not
What Roth Hath, Traditional Hath Not By Ken Morris The Taxpayer Relief Act of 1997 introduced a new Individual Retirement Account (IRA) called the Roth IRA. The primary inducement to make contributions to the new Roth IRA is that distributions are tax-free if certain conditions are met. One drawback to the Roth IRA is that contributions to the account are never deductible. The passage of the Economic Growth and Tax Relief Reconciliation Act in 2001 provided for ... Retirement Myths
Retirement Myths By Ken Morris It is an unfortunate fact that many Americans spend less time planning for their retirement than planning for their vacations. All it takes is intelligent planning – and a clear understanding of the myths that hinder us from building a secure retirement. Consider the following myths: • Myth #1: I’m too young to worry about retirement. You’re never too young to make plans. The sooner you begin saving for ... Saving Money Is The Slow Path To Financial Freedom
Saving Money Is The Slow Path To Financial Freedom Francis Kier Getting a job and not spending all the money each month is the slowest, hardest, and least efficient way to build up a big pile of money. Saving money is a worthwhile net worth building activity, but it doesn't offer much more than that unless your goal is only to have a little cash at the ever-increasing age of retirement. This is because wages are the most heavily taxed source ... The Retirement-Savings Vs. College-Savings Dilemma
The Retirement-Savings Vs. College-Savings Dilemma Francis Kier Before a child is born, every parent considers (even if briefly) the cost of raising a child and to put them through college. And the question about saving money that you'll consider at some point is: how do I evaluate whether I should be saving for my own retirement or saving for the kids' college? The obvious answer is to save for both. But few young parents have the ... Do Not Put Your Retirement into the Hands of the Government or Corporate Executives
Do Not Put Your Retirement into the Hands of the Government or Corporate Executives Unlike many members of my family and my friends, who don’t believe that they will receive any SS benefits, I believe we will always have some sort of a Social Security program. Why you ask? Because our Congressional legislators want to be elected forever. Sure, there are exceptions but my cynicism overrides my sense of their fair play—so I’m convinced that no elected ... Military Retirement: When Services Really Pay
Military Retirement: When Services Really Pay By: Henry Clark - When somebody has done something good, it is right to provide him or her some rewards. For all the hardships and continuous service to the community, a worker is entitled to all the required benefits in exchange for all the services that he or she has done. It is for this reason that retirement benefits are extremely important. It is solely the best gratification one could ever have after so ... Retirement Gifts For Women
Retirement Gifts For Women By Ken Marlborough Retirement gifts are presented to an employee or employer by his or her boss, co-workers, or colleagues during the send off or farewell party. The gifts demonstrate that the employee or employer is appreciated and respected for the years of dedicated hard work she has put in. Retirement gifts can range from anything like travel vouchers to gourmet baskets and they can be as inexpensive or luxurious as you choose. Just Another One Minute Assessment: A Sabbatical or Early Retirement?
Just Another One Minute Assessment: A Sabbatical or Early Retirement? By Hans Bool Is the phenomenon of a sabbatical more common in Europe than in Northern America? I would say so, but I can’t really find statistics about the topic. The choice to select either one is not really equal. But if you would be able to choose, what would you prefer? First, an early retirement is not open for everybody. Unfortunately. That is the first difference. ... Revenge of the Baby Boomers: Changing the Face of Retirement
Revenge of the Baby Boomers: Changing the Face of Retirement By Kathy Szpakowski As a baby boomer myself, it never ceases to amaze me at how much emphasis is put on ‘early retirement’ for our segment of the population. While it may be that some of us will work beyond the mandatory retirement age of 65 out of necessity, there are still a surprisingly large number of boomers who will “choose” to be employed in some way, shape, or form, well beyond the ... Economic Survival In Uncertain Times With Retirement Looming Ahead
Economic Survival In Uncertain Times With Retirement Looming Ahead By Brian Botta Will it be inflation or deflation as the major trend for the coming decade? What about Peak Oil and the skyrocketing cost of energy? Will the Dollar continue to do well, or will it finally collapse under the weight of the twin deficits? Better yet, how is one to plan for financial security in the declining years of one's life in an age of economic uncertainty? Retirement: Is It A Career Change Option?
Retirement: Is It A Career Change Option? By Peter Fisher Retirement might be the answer when you ask yourself "why do I want to make a career change" and you decide that what you actually want is not so much a career change as to stop what you’ve been doing altogether. This may be a good choice for some – those who can afford it – but not necessarily the right choice for all. Of course retirement doesn’t have to mean doing nothing at all, in fact ... New Year's Resolution: No More Tax Problems
New Year's Resolution: No More Tax Problems By Darrin Mish Well, if you have any tax problems or are cheating Uncle Sam in any way, you should be. The Internal Revenue Service, once the butt of late-night television jokes, has changed. It’s now an aggressive agency with the tenacity and bite of a pit bull. The IRS’s enforcement numbers in 2005 were up substantially compared to the year before — 20 percent more people were audited, ... For IRS, It's War on Tax Cheaters
For IRS, It's War on Tax Cheaters By Darrin Mish Tax cheaters. Offshore trusts. Tax-avoidance scheme operators. Individual taxpayers. All have been targets of the IRS in what has become an aggressive war over tax compliance. In fact, over the last few years, the IRS has established unlikely allies to combat the growing threat of tax cheaters. MasterCard is even in cahoots with the taxman. If you’re a tax cheater and you’ve survived ... Money and the New Way of Living
Money and the New Way of Living Lisa Whatley Wake up sleepy heads, our internal alarm clocks have been buzzing for quite a few years! It is time to wake up cheerfully or receive a rude awakening! Living in the new fifth dimensional earth will be a dramatic challenge for many in the areas of work and money in the weeks and months to follow. As some of you know already, there is no more fence sitting. You can't have one foot in the new fifth dimensional world and ... Latino, Hispanic Millionaire Profile
Latino, Hispanic Millionaire Profile By Ruben Ruiz PROFILE OF LATINO MILLIONAIRES Most Latino/Hispanic millionaires got there in a predictable fashion - they worked hard, took risks and controlled personal spending. Few reach, and maintain, wealth by winning the lottery or by being a sports or media star. Those people, achieving quick and easy success, to which wealth has come without sustained effort, frequently have much different views from ... I'm Thinking - But I'm not Growing Rich!
I'm Thinking - But I'm not Growing Rich! By John Susko and Bob Doyle So you've read "Think and Grow Rich", and you've got an intellectual understanding that you "become what you think about". You have a list of affirmations about wealth, and you recite them every day. But you still have no money. Wealth doesn't seem to be anywhere around. What's the deal here? According to Napoleon Hill, you ought to be filthy stinkin' ... Defending Wealth Against the Great Enemy: Inflation
Defending Wealth Against the Great Enemy: Inflation By Zach Fross When talking about defense against inflation, there is reason to have a solid strategy of protection against the enemy. But what exactly is the enemy? How does the enemy operate? Why is the enemy inflation? How can wealth be defended against it? When inflation is reported in mainstream media, lots of numbers are spewed forth and acronyms like CPI are often made reference to. What is the CPI and is ... Tips to Help Keep Your Financial Information Secure
Tips to Help Keep Your Financial Information Secure By John Mussi Your financial information is very important… after all, it can identify how much money you have in your accounts, where your accounts are located, and the methods that you use to complete common transactions. Because of this, it's very important that you make sure that your financial information is secure and that you're not inadvertently giving criminals a way to steal your money or even your identity. Term Life Insurance
Term Life Insurance By Sara Chambers Term life insurance is defined as insurance coverage that covers in increments of time, known as terms, such as one year, five years or ten years. The policy holder pays premiums during this time, but they are likely to increase as the term continues. At the end of each term, the policy is available to be renewed, but as the policy holder has aged, the rate is likely to be higher. While this is true, term life insurance is still ... Americans Not Saving For Retirement
Americans Not Saving For Retirement By Keith Metz Americans are spending everything they're making and more, pushing the national savings rate to the lowest point since the Great Depression. Soaring home prices apparently have convinced people they don't have to worry about saving. For many Americans their home is the largest investment they own. The Commerce Department reported "Americans personal savings fell into negative territory at minus 0.5 percent last ... Life Insurance Settlements-Capitalizing On Your Policies
Life Insurance Settlements-Capitalizing On Your Policies By: Jon Thomas Unneeded or underperforming life insurance policy holdings? Ever thought or heard of a financial services valuation tool and strategy called life insurance settlements? Well, if not, the capital markets certainly have heard and taken notice. Life Insurance Settlement companies purchase unwanted or un-needed life insurance policies from individuals and ultimately collect the death benefits. ... Reality Check: 1967 Median Wages and 2006 Cost of Living
Reality Check: 1967 Median Wages and 2006 Cost of Living By Susan Boskey No, this is not a joke. Individuals and families in 2006 are attempting to live on 1967 inflation-adjusted median wages. On January 22, I found an article in The Chicago Tribune entitled: We’re not Ready for an Economic Hurricane, Either. Always interested in these types of stories, I began reading. To my amazement, I found the following excerpt buried deep within the content and stated matter ... Thinking Ahead Can Save You Time And Money
Thinking Ahead Can Save You Time And Money By Elizabeth Potts Weinstein Early in December, I logged onto my business checking account to verify my current balance, before paying some bills. The low balance surprised me, so I began to review the recent transactions � and to my surprise, found four cash withdrawals from an ATM in St. Petersburg Russia! Perpetrators had made a duplicate of my checkcard and used it (with my pin, presumably) to withdraw ... DO INSURANCE AND RETIREMENT MIX?
DO INSURANCE AND RETIREMENT MIX? Insurance is a financial instrument that no one really wants, but no responsible adult can do without. Of all the challenges we face in retirement, few are likely to give you more concern than handling your finances prudently. So much of what happens is unpredictable. It’s these unexpected events that can rob our income and assets and derail even the best laid plans. That’s especially true when considering how long you’ll live and ... An Easy Wealth Exercise: Ten Steps To Wealth
An Easy Wealth Exercise: Ten Steps To Wealth By: Silvia Hartmann - Welcome to this simple, fun and easy exercise to improve your wealth consciousness, focus your mind and get behind yourself so that you can achieve wealth for real, and easily. The following exercise is just one of 365 different daily “wealth gym” mini-workouts that you can do right there and then, in front of your computer, without even having to get up, and which doesn’t take any ... Reliable Pension Plan
Reliable Pension Plan By Al Thomas Do you have a pension plan? Are you counting on it for your retirement? Well, good luck. The chances are that when it comes due it won’t be there. Don’t kill the messenger. I’m here to help you and I’m not from the government. You have read about many companies that are in default on their pension plan payments and many others that are discontinuing contributory plans. In other words you are on your own when it ... |
On the web: 'Bonnie' headlines new talker (Fort Wayne Journal Gazette)BEVERLY HILLS, Calif. – Many folks working in Hollywood excel at playing nice. But Bonnie Hunt has always seemed like the real deal: An entertainer who's as genuine as she is funny. Photo caption: Hunt Press Review (di-ve)The agreement reached between the government and the General Workers' Union over the shipyard's privatisation made most of the headlines on Saturday. The Times reported that the agreement means topping the retirement scheme fund on offer by a further €9 million to €58 million. Favre and Jets fly past Dolphins (The Philadelphia Inquirer)MIAMI - The New York Bretts, er, Jets, picked up a victory in their first game with a new quarterback who someday will be in the Pro Football Hall of Fame. Controversy, Conyers never seem far apart (Detroit News)DETROIT -- Already known for its verbal volleys and frequent fireworks, the City Council could get hotter this month when Monica Conyers takes charge as its president. We put Congressional Candidates Commercials to the Truth Test (WGRZ-TV Buffalo)The three candidates in the Democratic primary in the 26th Congressional District aren't going to win any prizes from Miss Manners. Powers made headlines with a local strip club owner. Lower rates, new rules, payment help likely (Pioneer Press)So what does the federal takeover of two mortgage-finance giants mean to consumers? Theater: A busy staging area (The Philadelphia Inquirer)From ancient Greek drama to hopheads sucking on their reefers, from the all-American feel of the Iowa state fair to the very British idea of Sherlock Holmes on the prowl, the first half of the region's new professional-theater season ranges over a lot of subject matter - and a lot of Southeastern Pennsylvania. What Does Henry Kravis Want' (The Hendersonville Times-News)The decision to go public is the latest twist for Kohlberg Kravis Roberts & Company, but some are puzzled by the timing. Crime writers offer 'Cure' for boredom (Boston Herald)A trio of mystery titles hit the shelves this month. Here's a sneak peek: "Cold in Hand," by John Harvey (Harcourt, $26). A decade... Pensioners living on dog food: Fielding (Australian Broadcasting Corporation)Family First Senator Steve Fielding says it is unacceptable for Federal Treasurer Wayne Swan to acknowledge that he could not survive on the pension and then refuse to immediately boost the payment. |
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