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full retirement or Reduced retirement with lump sum Payout?Forum overview » Any question you have. » full retirement or Reduced retirement with lump sum Payout? 
 
 offthefront
Posted 2007-12-22 09:02:21 Greetings .. I know there is a simular question but mine might be a but different .... kinda the same option ..but my question is it always better to take the Lump sum? Is there a calculator that will compair the options? I can retire with 74000 annual Pension or I can take a Lump sum payout of about 365000 and about 66000 a year pension .. I also have a 457b(?) that has a current value of 425000 ...they have told me I can roll the lump sum into the 457 plan and defer the tax. How can I decide on a best option ? Thanks ....mike
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